Student Loan Blog

Expert tips, guides, and news about UK student loans

Plan 5 Student Loans Explained: What Changed for Students Starting from 2023

Plan 5 student loans brought significant changes for students starting courses from August 2023. Learn about the new repayment thresholds, interest rates, 40-year repayment window, and how Plan 5 compares to the previous Plan 2 system.

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Should You Pay Off Your Student Loan Early? A UK Guide

Wondering whether to make voluntary repayments on your student loan? This guide walks you through the break-even calculations, when early repayment makes financial sense, and when you might be better off investing your money elsewhere.

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How Your Student Loan Affects Your Mortgage Application

Applying for a mortgage with a student loan? Discover what lenders actually look at, how your repayments affect affordability calculations, and practical tips to strengthen your application as a graduate buyer.

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