Student Loan Blog - Tips, Guides & News

Plan 5 Student Loans Explained: What Changed for Students Starting from 2023

Published 12 January 2026

Started uni from August 2023? You're on Plan 5. Lower threshold, lower interest, but a 40-year repayment period. Here's what that actually means for your money -- and how it compares to Plan 2.

Should You Pay Off Your Student Loan Early? A UK Guide

Published 28 January 2026

Should you overpay your student loan? For most graduates, the answer is probably not -- but the maths depends on your specific situation. Here's how to work out whether early repayment saves you money or wastes it.

How Your Student Loan Affects Your Mortgage Application

Published 15 February 2026

Your student loan doesn't touch your credit score -- but it can knock £10,000-£35,000 off your mortgage borrowing. Here's what lenders actually look at and how to give yourself the best shot.